Terms of Use

01 Agreement to these Terms

These Terms of Use (the "Terms") govern your access to and use of (a) the website located at businessautomator.com and any subdomains, (b) the "Business Automator" digital product and any related courses, software, AI agents, templates, recordings, communities, and downloads, and (c) any related services, features, content, or applications made available by us (collectively, the "Service").

By visiting the Service, creating an account, clicking "Get Access," submitting your email, completing a purchase, or otherwise using the Service, you (i) acknowledge that you have read and understood these Terms, (ii) agree to be bound by them and by our Privacy Policy, which is incorporated by reference, and (iii) represent that you have the legal capacity to enter into a binding contract. If you do not agree, do not access or use the Service.

02 Definitions

• "You" or "User" means the individual accessing the Service or, where the Service is accessed on behalf of an entity, that entity and the individual accepting these Terms on its behalf (who represents and warrants having authority to do so).
• "Products" means the Business Automator core digital product, any order bumps, upsells (including the "Business Automator Plus" and "Business Automator Pro" memberships), bonuses, AI agents, templates, training materials, and any other paid or free digital goods offered through the Service.
• "Subscription" means any recurring-billing Product, including the Plus and Pro memberships.
• "Content" means all text, graphics, video, audio, software code, models, prompts, templates, workflows, and other materials made available through the Service.
• "User Content" means any content you submit, post, upload, or transmit through the Service.

03 Eligibility & accounts

You must be at least 18 years of age and capable of forming a binding contract under the laws of your jurisdiction to use the Service or purchase any Product. The Service is not directed to and may not be used by anyone under 18. If we learn that we have collected personal information from a minor under 18, we will delete it.

If you create an account, you must (a) provide accurate, current, and complete information, (b) maintain and promptly update that information, (c) maintain the security of your credentials and any session tokens, and (d) accept responsibility for all activity that occurs under your account. You will notify us immediately at hello@businessautomator.com of any unauthorized access. We are not liable for any loss arising from your failure to comply with this section.

You may not register on behalf of someone else without their authority, use another person's credentials, share, lease, sell, or sublicense your account, or create more than one account per person without our consent.

04 The Service & the Products

Business Automator provides digital educational materials, AI agents and templates, software automations, and supporting community access intended to help operators build and operate an AI-services business. The Products are educational and technological tools, not professional advice. They are not legal, tax, accounting, medical, mental-health, financial, investment, or other professional advice. You should consult qualified professionals before acting on any information provided through the Service.

We may, in our sole discretion and at any time and without prior notice, add to, modify, replace, discontinue, or otherwise change any element of the Service or any Product, including features, pricing tiers, bonuses, third-party integrations, and availability of any Subscription. We will use commercially reasonable efforts to notify paying users of changes that materially adversely affect a Subscription they are paying for.

05 Purchases, pricing & taxes

All purchases are processed by Stripe, Inc. as our payment processor. By submitting payment information, you authorize us and Stripe to charge the payment method you provide for the Product purchased, any selected order bump, any applicable upsell, any applicable taxes, and any recurring charges associated with a Subscription.

All prices are listed in U.S. dollars unless expressly stated otherwise and are exclusive of any sales, use, value-added, or similar taxes. You are responsible for all such taxes assessed on your purchase, and we may collect such taxes where required by law.

Pricing, promotional pricing, and order-bump availability may change at any time and at our sole discretion. The price displayed at the time you complete checkout is the price you will be charged for that transaction. Promotional or introductory pricing does not apply to renewals unless expressly stated.

You represent and warrant that (a) the payment information you provide is true and complete, (b) you are authorized to use the payment method, and (c) charges incurred will be honored by your payment provider. You agree not to initiate chargebacks for legitimate charges; instead, contact us at hello@businessautomator.com to resolve any billing concern. Improper or fraudulent chargebacks may be challenged and may result in account termination and revocation of all entitlements without refund.

06 Subscriptions & auto‑renewal

At checkout for any Subscription, we disclose: (i) the recurring price, (ii) the renewal frequency (e.g., monthly), (iii) the length of any free trial or promotional period, (iv) any cancellation policy, and (v) how to cancel. By accepting a Subscription, you affirmatively acknowledge each of these disclosures.

To cancel a Subscription, email hello@businessautomator.com from the email address associated with your purchase, or — once available — use any cancellation tool we provide in your account dashboard. We will process the cancellation within a commercially reasonable time. You remain responsible for charges incurred before your cancellation is effective.

If a renewal payment is declined, we may attempt to re-charge the payment method, downgrade or suspend your access, and ultimately terminate the Subscription. Subscription access does not include any one-time bonuses purchased separately, which remain accessible per their own terms.

07 Refunds & cancellation

30-day money-back guarantee on the core Business Automator product. If, within thirty (30) days of your purchase of the core Business Automator product, you are not satisfied for any reason, email hello@businessautomator.com from the email associated with your purchase and we will refund the amount paid for that product. Refunds are issued back to the original payment method within a commercially reasonable period (typically 5–10 business days). You may keep any downloadable materials you have already received.

Order bumps (e.g., the Automation Templates Pack) are covered by the same 30-day guarantee when refunded together with the core product, or, if requested separately, within 30 days of purchase of the bump.

Subscription Products (Plus and Pro memberships): your first monthly charge is refundable within thirty (30) days of the initial Subscription start date if you cancel and notify us within that window. Renewal charges for periods after the initial period are not refundable, but you may cancel future renewals at any time per Section 6.

The following are non-refundable: (a) any Product where the refund window has expired; (b) any Product purchased through a third-party platform (where the third party's refund policy applies); (c) charges associated with reversed or disputed refunds where we have already issued the refund; (d) any custom services or one-on-one consulting purchased separately, unless expressly stated otherwise at the time of purchase. We reserve the right to deny refunds requested in bad faith, including but not limited to repeated purchase-and-refund patterns, demonstrable misuse, or violation of these Terms (including Section 15 (Acceptable Use)).

This refund policy is offered in addition to any non-waivable statutory rights you may have under applicable consumer-protection law (including, for EU/UK consumers, your statutory right of withdrawal — see Section 27).

08 License grant & restrictions

Subject to your continued compliance with these Terms and your payment of all applicable fees, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service and the Products you have purchased solely for your own internal business or personal use. This license is for use, not for resale or redistribution.

You will not, and will not permit any third party to:

• copy, reproduce, distribute, publish, display, perform, modify, create derivative works of, transmit, sell, license, resell, rent, lease, or otherwise commercially exploit any portion of the Service or the Content, except as expressly permitted in writing by us;
• share account credentials, the Products, or any Content with any person other than the named licensee;
• use the Service or any Content to develop a competing product, course, AI agent library, automation marketplace, training program, community, or service;
• scrape, crawl, harvest, train any machine-learning model on, or otherwise extract data from the Service, including by way of any automated tool, "bot," or large-language-model agent;
• reverse engineer, decompile, disassemble, or attempt to derive the source code, models, prompts, or proprietary techniques underlying the Service, except to the extent such restriction is prohibited by applicable law;
• remove, obscure, or alter any proprietary, copyright, trademark, or other notice;
• upload, transmit, or use the Service to distribute any virus, worm, malware, ransomware, or other malicious code;
• interfere with or disrupt the Service or the servers or networks connected to the Service, or use the Service in any way that exceeds reasonable use;
• use the Service to violate any law or regulation, infringe any third-party right, or in any manner described in Section 15 (Acceptable Use).

We may revoke this license at any time for any breach. All rights not expressly granted are reserved.

09 User content & submissions

You retain ownership of User Content you submit through the Service. By submitting User Content (including community posts, questions, testimonials, support requests, AI prompts, or feedback), you grant us a worldwide, royalty-free, perpetual, irrevocable, fully sublicensable, transferable, non-exclusive license to host, use, store, copy, reproduce, modify, adapt, publish, translate, distribute, publicly display, publicly perform, and create derivative works of that User Content, in any media now known or later developed, for any purpose related to operating, providing, promoting, or improving the Service.

You represent and warrant that (a) you own or have all necessary rights, licenses, consents, and permissions to grant the license above, (b) your User Content does not and will not infringe, misappropriate, or violate any third-party right, including intellectual property, privacy, publicity, or contractual rights, and (c) your User Content complies with all applicable laws and with these Terms.

Feedback. If you provide ideas, suggestions, improvements, or feedback ("Feedback"), you assign all right, title, and interest in that Feedback to us, and we may use it for any purpose without compensation or attribution.

We have no obligation to monitor User Content but may, at our sole discretion, remove, block, or refuse any User Content for any reason or no reason.

10 Intellectual property

The Service and all Content (other than User Content) are owned by IBD Ventures LLC or our licensors and are protected by United States and international copyright, trademark, trade dress, patent, trade secret, and other intellectual-property and proprietary-rights laws. "Business Automator," the BA logo, and any related names, logos, product names, slogans, and design elements are our trademarks or service marks. You may not use any of our marks without our prior written permission.

If you believe that any material on the Service infringes a copyright you own or control, you may notify our designated copyright agent under the Digital Millennium Copyright Act, 17 U.S.C. § 512(c), by emailing hello@businessautomator.com with subject line "DMCA Notice" and including: (i) a physical or electronic signature; (ii) identification of the copyrighted work; (iii) identification of the allegedly infringing material and its location; (iv) your contact information; (v) a statement of good-faith belief that the use is not authorized; and (vi) a statement, under penalty of perjury, that the information is accurate and that you are authorized to act. Knowingly material misrepresentations are subject to liability under 17 U.S.C. § 512(f).

11 Third‑party services & AI

The Service relies on or links to third-party services, including but not limited to Stripe (payments), Supabase (database and authentication), Vercel (hosting), Resend (transactional email), and various AI model providers and APIs that may power the AI agents and tooling offered through the Products. Your use of any third-party service is subject to that third party's own terms and privacy policy. We are not responsible for, and do not endorse, any third-party service, and we make no representation or warranty regarding any third-party service.

AI outputs. The Products include AI agents and tools that generate text, recommendations, plans, scripts, content, and other outputs. AI outputs may be inaccurate, incomplete, biased, harmful, or misleading and should not be relied upon without independent verification. You are solely responsible for reviewing, validating, and assuming the consequences of any AI output you use. We disclaim all liability arising from your reliance on AI outputs to the maximum extent permitted by law.

12 Earnings & results disclaimer

Specifically, you acknowledge and agree that:

• We do not guarantee that you will make any money, save any money, sign any clients, generate any leads, complete any sales, retain any customers, or achieve any specific outcome from using the Service or the Products.
• Any references to "$X months," "$Y generated," "Z clients," or similar figures in our marketing reflect outcomes for us, for select clients, or for users who applied the materials. These are not typical results.
• Building any income-generating activity involves substantial risk, including loss of time and capital. You are solely responsible for your business, your operations, your legal and tax compliance, your client relationships, and the outcomes you achieve.
• Nothing in the Service is, or should be interpreted as, an offer or solicitation of any security or investment opportunity, or as legal, tax, accounting, financial, or other professional advice.

This disclaimer is a material part of the consideration for our agreeing to make the Service available to you. You waive any claim against us based on any expectation of, or representation about, earnings, results, savings, or business outcomes.

13 Testimonials & endorsements

Testimonials displayed on the Service are the unsolicited or solicited statements of actual users or clients and reflect their individual experiences. They are not representative of typical results, are not a guarantee of similar outcomes, and you should not rely on them. Testimonials may have been lightly edited for length and clarity. We do not pay for testimonials, but in some cases testimonial providers may receive complimentary access to our Products, bonus content, or other non-monetary consideration; where required by the FTC Endorsement Guides (16 C.F.R. Part 255), such material connections are or will be disclosed.

14 Privacy

Our collection and use of personal information in connection with the Service is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you acknowledge the privacy practices described in the Privacy Policy. California, EU, UK, and other applicable residents have additional rights as set forth there.

15 Acceptable use

You agree not to use the Service to:

• violate any law, regulation, court order, or third-party right (including intellectual property, privacy, publicity, contract, or consumer-protection laws);
• send or facilitate any unsolicited or unlawful communications, including spam, in violation of the CAN-SPAM Act, the Telephone Consumer Protection Act, Canada's Anti-Spam Legislation, the EU ePrivacy Directive, or analogous law;
• harvest, scrape, or collect any information about other users or any data made available through the Service;
• engage in fraud, money-laundering, terrorism financing, or other unlawful activity;
• upload, transmit, or generate content that is defamatory, obscene, child-exploitative, hateful, harassing, threatening, discriminatory, infringing, or otherwise unlawful;
• use the Service to provide services to, or otherwise interact with, persons or jurisdictions subject to U.S. or other applicable economic or trade sanctions (see Section 22);
• impersonate any person or entity or misrepresent your affiliation with any person or entity;
• interfere with, probe, or test the vulnerability of the Service, or breach or otherwise circumvent any security or authentication measure;
• use AI outputs from the Service to generate content that is deceptive, defamatory, discriminatory, unlawful, or harmful to any person.

We may, in our sole discretion and without notice, investigate any suspected violation and take any action we consider appropriate, including removing content, suspending or terminating accounts, revoking entitlements, refusing refunds, reporting to law enforcement, and pursuing any available legal remedy.

16 Disclaimer of warranties

Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions, the above exclusions apply only to the maximum extent permitted by law.

17 Limitation of liability

The disclaimers and limitations in Sections 16 and 17 (a) are a fundamental basis of the bargain between you and us, (b) apply to the maximum extent permitted by law even if any remedy fails of its essential purpose, and (c) do not limit liability that cannot be limited under applicable law (which, for residents of certain jurisdictions, may include liability for fraud, gross negligence, willful misconduct, death or personal injury caused by negligence, or non-waivable consumer rights).

18 Indemnification

To the maximum extent permitted by law, you will indemnify, defend, and hold harmless the BA Parties from and against any and all losses, liabilities, claims, demands, damages, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to (a) your access to or use of the Service or any Product, (b) your User Content, (c) your breach of these Terms, (d) your violation of any law or any third-party right, (e) any claim that any content you generated using the Service (including AI outputs you used or distributed) caused harm to any third party, or (f) your business, your clients, or your operations. We may assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses. You will not settle any matter without our prior written consent.

19 Term, suspension & termination

These Terms remain in effect from the moment you first access the Service until terminated. You may stop using the Service at any time. We may suspend or terminate your access to all or any part of the Service, with or without notice and with or without cause, at any time and in our sole discretion, including (a) for any breach (actual or suspected) of these Terms, (b) for any conduct we determine may damage the Service, us, our users, or any third party, (c) for non-payment, (d) for a chargeback or refund dispute we deem improper, or (e) to comply with law or legal process.

Upon termination: (i) your right to use the Service immediately ends; (ii) you must cease all use of the Products and Content, and at our request destroy any copies in your possession or control; (iii) any provision that by its nature should survive termination (including Sections 7–18, 22–28, and 29) will survive.

20 Changes to the Service & these Terms

We may revise these Terms from time to time. The "Effective" date at the top reflects the date of last revision. If we make material changes, we will use commercially reasonable efforts to notify you (for example, by posting a notice on the Service or sending an email). Your continued access to or use of the Service after the effective date of any revision constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service. The revised Terms supersede all prior versions.

21 Force majeure

We will not be liable for any failure or delay in performance caused by events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, civil unrest, government action, sanctions, public-health emergencies (including epidemics and pandemics), labor disturbances, internet or telecommunications failures, third-party-service outages (including outages of Stripe, Supabase, Vercel, Resend, AI model providers, or other infrastructure providers we rely on), cyberattacks, or any other event of force majeure.

22 Export, sanctions & compliance

You represent and warrant that (a) you are not located in any jurisdiction that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a "terrorist supporting" country, and (b) you are not listed on any U.S. Government list of prohibited or restricted parties (including the Specially Designated Nationals List maintained by OFAC). You agree to comply with all applicable U.S. and foreign export controls and economic sanctions laws.

23 Notices

We may give notices to you by email to the address you provided, by posting on the Service, or by any other reasonable means. You consent to receive electronic notices, and you agree that electronic notices satisfy any legal requirement that a notice be in writing.

Notices to us must be sent in writing to:

24 Governing law & venue

These Terms and any dispute arising out of or relating to these Terms or the Service are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Subject to Section 25 (Arbitration), any action or proceeding that is not subject to arbitration must be brought exclusively in the state or federal courts located in Sheridan County, Wyoming, and you irrevocably consent to the personal jurisdiction and venue of those courts and waive any objection based on inconvenient forum.

25 Mandatory binding arbitration & class waiver

25.1 Agreement to arbitrate.

You and IBD Ventures LLC agree that any and all past, present, and future disputes, claims, or controversies between us — whether arising out of or relating to these Terms, the Service, any Product, any communication, any prior version of these terms, any aspect of our relationship, or otherwise, and whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory ("Disputes") — will be resolved exclusively by individual, binding arbitration, except as expressly set forth in Section 25.7.

25.2 Informal resolution required first.

Before initiating arbitration, the claimant must send a written "Notice of Dispute" describing the claim and the relief sought to the other party (to IBD Ventures LLC at the address in Section 23, and to you at the email associated with your account). The parties will negotiate informally and in good faith for at least sixty (60) days before either may initiate arbitration. The applicable statute of limitations and any filing-fee deadlines will be tolled during this period.

25.3 Arbitration rules and forum.

Arbitration will be administered by JAMS pursuant to the JAMS Comprehensive Arbitration Rules and Procedures (or, if the amount in controversy is less than $250,000, the JAMS Streamlined Arbitration Rules), as modified by this Section. The JAMS rules are available at jamsadr.com. The arbitration will be conducted in English by a single, neutral arbitrator selected per the JAMS rules. The arbitration will take place in Sheridan County, Wyoming, unless (a) the parties agree otherwise in writing, (b) the claimant is a consumer and elects to proceed in the U.S. county where the claimant resides, or (c) the arbitrator orders an alternative location. For claims of $25,000 or less by a consumer, the proceeding may, at the consumer's election, be conducted solely on the basis of documents submitted to the arbitrator, by telephone, or by videoconference.

25.4 Fees and costs.

Each party will be responsible for paying its own JAMS filing, administrative, and arbitrator fees in accordance with the JAMS rules, except that we will pay all such fees that exceed those you would have paid had the dispute been filed in court, to the extent required to make this arbitration agreement enforceable under applicable law. Each party will bear its own attorneys' fees and costs, except where a statute or these Terms expressly authorize fee-shifting and the arbitrator awards such fees.

25.5 Class-action and jury-trial waivers.

If a court or arbitrator decides that any portion of this Section 25.5 is unenforceable as to a particular Dispute or remedy, then that portion (and only that portion) will be severed and the remainder of Section 25 will continue to apply. If the class-action waiver itself is found unenforceable as to a particular claim seeking public injunctive relief, that claim (and only that claim) will be severed from arbitration and may proceed in court in accordance with Section 24, while all other claims will continue in arbitration.

25.6 Mass arbitration procedures.

If 25 or more substantially similar Notices of Dispute are filed by or with the assistance of the same law firm or coordinated group of attorneys within a 90-day period, the parties agree that such cases constitute "Mass Arbitrations" and will be processed in batches of up to 50 cases at a time, with no new batch commencing until the prior batch has resolved. JAMS will administer the batches. Filing fees for each batch will be paid only when the batch is initiated. Statutes of limitations are tolled for all claimants in the queue. The parties will jointly request that JAMS adopt these batching procedures.

25.7 Carve‑outs.

Notwithstanding Section 25.1, the following are not subject to arbitration: (a) any individual action brought in small-claims court in the claimant's local jurisdiction, so long as it remains in that court on an individual (non-representative, non-class) basis; (b) any action seeking solely injunctive or other equitable relief for actual or alleged infringement, misappropriation, or violation of either party's intellectual property rights; (c) any action by either party to compel arbitration or enforce an arbitration award.

25.8 Arbitrator authority.

The arbitrator has exclusive authority to resolve any Dispute, including any question regarding the existence, scope, validity, enforceability, or arbitrability of these Terms or this arbitration agreement — except that any question regarding the enforceability of the class-action waiver in Section 25.5 will be decided by a court, not the arbitrator. The arbitrator may grant any remedy that a court could grant, but only on an individual basis and only to the extent necessary to provide relief to the individual claimant.

25.9 Severability.

If any portion of this Section 25 is found unenforceable, the unenforceable portion will be severed and the remainder will remain in full force and effect.

26 Notice for California residents

Under California Civil Code § 1789.3, California users are entitled to the following specific consumer-rights notice:

The Service is provided by IBD Ventures LLC, 30 N Gould St, Ste R, Sheridan, WY 82801, United States. You may contact us regarding the Service at hello@businessautomator.com. The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 N. Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952‑5210.

California users have additional privacy rights described in our Privacy Policy, and may exercise the right to opt out of the "sale" or "sharing" of personal information via our Do Not Sell or Share My Personal Information page.

27 EU, UK & other consumer rights

If you reside in the European Union, the United Kingdom, the European Economic Area, Switzerland, or another jurisdiction whose mandatory consumer-protection law applies, nothing in these Terms is intended to, or will, exclude or limit any of your statutory rights that cannot be excluded or limited by contract, including:

• your right of withdrawal for distance contracts where applicable (note: in the EU/UK, the right of withdrawal for digital content typically expires once supply has begun with your express prior consent and acknowledgment that you lose your right of withdrawal; by completing your purchase and accessing the Products, you provide such consent and acknowledgment);
• statutory warranties regarding conformity of digital content;
• any non-waivable rights under your local consumer-protection law.

Where the limitation of liability in Section 17 or any other provision is restricted by applicable mandatory consumer-protection law, that provision will apply to you only to the maximum extent permitted under that law.

EU Online Dispute Resolution. The European Commission provides an online dispute resolution platform at ec.europa.eu/consumers/odr. We are not obligated to and do not participate in dispute-resolution proceedings before a consumer arbitration board.

28 General provisions

Entire agreement. These Terms (together with the Privacy Policy and any order-specific terms presented at checkout) constitute the entire agreement between you and us regarding the Service and supersede any prior or contemporaneous agreement, communication, or understanding.

No waiver. Our failure to enforce any right or provision will not constitute a waiver of that right or provision. Any waiver must be in writing and signed by us.

Severability. If any provision of these Terms is held unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remainder will continue in full force.

Assignment. You may not assign or transfer these Terms or any of your rights or obligations without our prior written consent, and any attempted assignment without that consent will be void. We may freely assign or transfer these Terms in connection with a merger, acquisition, reorganization, sale of assets, or by operation of law.

Independent contractors. Nothing in these Terms creates any agency, partnership, joint venture, employment, or franchise relationship between you and us.

No third-party beneficiaries. Except as expressly stated, there are no third-party beneficiaries to these Terms.

Headings. Section headings are for convenience only and do not affect interpretation.

Electronic contracting. You consent to transacting and contracting with us electronically under the federal E-SIGN Act (15 U.S.C. §§ 7001 et seq.) and any analogous state or foreign law.

29 Contact us

Questions about these Terms? Email hello@businessautomator.com or write to us at the address below.